How to reduce your rate of effort to buy a house, using housing credit?
I leave you 4 IDEAS in this publication:
– Reduce your usual expenses, starting by analyzing everything that is not essential and cutting those costs. Then also analyze the provision of services such as water, electricity, gas, internet and television, but also all your insurance, and check if you can negotiate more advantageous offers for you.
– Set a family budget to better track your spending. Establish how much you can spend in each category, reviewing which expenses have had the most weight in each of them.
– Finish paying or renegotiate your other credits, contacting the provider entities with which you already have current contracts to renegotiate their amount or the interest rates applied. This will lower your monthly payments and make you more able to take out another loan.
– Consider consolidating credits if you have not been able to settle or renegotiate old credits with your bank. By analyzing this option, you may be able to combine this new credit into a single installment that is more favorable for you, which also reduces your effort rate.
Did you still have doubts or would you like advice on this issue? Send me a direct message ? and I’ll be happy to contact you for a short chat.
Isabel Romano | + 351 933263788 | hello@lemontreehomes.pt
